6. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p v\u00ed d\u1ee5 m\u00e0 B\u1ea3o hi\u1ec3m Tai n\u1ea1n NNTX\/ Tai n\u1ea1n LPX, NNTX chi tr\u1ea3 quy\u1ec1n l\u1ee3i: <\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\nCh\u00ednh v\u00ec v\u1eady, B\u1ea3o hi\u1ec3m Tai n\u1ea1n ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe<\/strong> (c\u00f2n g\u1ecdi l\u00e0 B\u1ea3o hi\u1ec3m Tai n\u1ea1n NNTX\/LPX) ra \u0111\u1eddi nh\u01b0 m\u1ed9t gi\u1ea3i ph\u00e1p b\u1ed5 tr\u1ee3 thi\u1ebft th\u1ef1c, gi\u00fap gia t\u0103ng m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh cho l\u00e1i xe, ph\u1ee5 xe v\u00e0 h\u00e0nh kh\u00e1ch khi ch\u1eb3ng may g\u1eb7p r\u1ee7i ro. <\/p>\n\n\n\nTrong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang ta s\u1ebd c\u00f9ng t\u00ecm hi\u1ec3u chi ti\u1ebft: n\u00ean mua B\u1ea3o hi\u1ec3m Tai n\u1ea1n NNTX\/LPX khi n\u00e0o, quy\u1ec1n l\u1ee3i c\u1ee5 th\u1ec3 ra sao, m\u1ee9c ph\u00ed th\u1ebf n\u00e0o v\u00e0 l\u00fd do v\u00ec sao n\u00ean c\u00e2n nh\u1eafc mua k\u00e8m B\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 an t\u00e2m tr\u1ecdn v\u1eb9n khi tham gia giao th\u00f4ng. <\/p>\n\n\n\nB\u1ea3o hi\u1ec3m Tai n\u1ea1n ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe gi\u00fap gia t\u0103ng m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh cho l\u00e1i xe, ph\u1ee5 xe v\u00e0 h\u00e0nh kh\u00e1ch khi ch\u1eb3ng may g\u1eb7p r\u1ee7i ro<\/figcaption><\/figure>\n\n\n\n<\/span>1. B\u1ea3o hi\u1ec3m Tai n\u1ea1n Ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe l\u00e0 g\u00ec?<\/strong> <\/span><\/h2>\n\n\n\n\u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n, d\u00e0nh cho: <\/p>\n\n\n\n
\nL\u00e1i xe. <\/li>\n<\/ul>\n\n\n\n\nPh\u1ee5 xe. <\/li>\n<\/ul>\n\n\n\n\nH\u00e0nh kh\u00e1ch ng\u1ed3i tr\u00ean \u00f4 t\u00f4 ho\u1eb7c xe m\u00e1y. <\/li>\n<\/ul>\n\n\n\nB\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 chi ph\u00ed y t\u1ebf, b\u1ed3i th\u01b0\u1eddng th\u01b0\u01a1ng t\u1eadt ho\u1eb7c t\u1eed vong n\u1ebfu ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe g\u1eb7p tai n\u1ea1n trong qu\u00e1 tr\u00ecnh xe \u0111ang l\u01b0u th\u00f4ng, ho\u1eb7c trong l\u00fac l\u00ean xu\u1ed1ng xe. <\/p>\n\n\n\n
Ph\u1ea1m vi v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m:<\/strong> <\/h3>\n\n\n\n\n\u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 l\u00e1i xe, ph\u1ee5 xe v\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u00e1c \u0111\u01b0\u1ee3c ch\u1edf tr\u00ean xe c\u01a1 gi\u1edbi <\/li>\n<\/ul>\n\n\n\n\nTh\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh tr\u00ean ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m. Th\u01b0\u1eddng mua k\u00e8m B\u1ea3o hi\u1ec3m TNDS B\u1eaft Bu\u1ed9c v\u1edbi th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m t\u1eeb 1 \u0111\u1ebfn 3 n\u0103m <\/li>\n<\/ul>\n\n\n\n\nPh\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m thi\u1ec7t h\u1ea1i th\u00e2n th\u1ec3 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m do tai n\u1ea1n khi \u0111ang \u1edf tr\u00ean xe, l\u00ean xu\u1ed1ng xe trong qu\u00e1 tr\u00ecnh xe \u0111ang tham gia giao th\u00f4ng. <\/li>\n<\/ul>\n\n\n\nL\u00fd do n\u00ean mua B\u1ea3o hi\u1ec3m Tai n\u1ea1n Ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe<\/strong> <\/h3>\n\n\n\n\nB\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n: kh\u00f4ng ch\u1ec9 b\u1ea3o v\u1ec7 b\u00ean th\u1ee9 ba nh\u01b0 TNDS b\u1eaft bu\u1ed9c, m\u00e0 c\u00f2n b\u1ea3o v\u1ec7 ch\u00ednh ng\u01b0\u1eddi l\u00e1i xe v\u00e0 h\u00e0nh kh\u00e1ch. <\/li>\n<\/ul>\n\n\n\n\nChi ph\u00ed c\u1ef1c th\u1ea5p: ch\u1ec9 t\u1eeb 0.1% gi\u00e1 tr\u1ecb b\u1ea3o hi\u1ec3m, d\u1ec5 d\u00e0ng mua k\u00e8m khi mua B\u1ea3o hi\u1ec3m TNDS. <\/li>\n<\/ul>\n\n\n\n\nY\u00ean t\u00e2m tr\u1ecdn v\u1eb9n: an t\u00e2m h\u01a1n khi ch\u1edf ng\u01b0\u1eddi th\u00e2n, b\u1ea1n b\u00e8 ho\u1eb7c kh\u00e1ch h\u00e0ng tr\u00ean h\u00e0nh tr\u00ecnh. <\/li>\n<\/ul>\n\n\n\n<\/span>2. Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m<\/strong> <\/span><\/h2>\n\n\n\nC\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 \u0111\u1ec1n b\u00f9 cho Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong c\u00e1c t\u01b0\u1eddng h\u1ee3p sau: <\/p>\n\n\n\n
\nTr\u01b0\u1eddng h\u1ee3p Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb t\u1eed vong thu\u1ed9c ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m: chi tr\u1ea3 100% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m ghi tr\u00ean H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\/Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m. <\/li>\n<\/ul>\n\n\n\n\nTr\u01b0\u1eddng h\u1ee3p Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb th\u01b0\u01a1ng t\u1eadt th\u00e2n th\u1ec3, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 nh\u01b0 sau: <\/li>\n<\/ul>\n\n\n\n\nTh\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n: tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m theo t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh t\u1ea1i B\u1ea3ng t\u1ef7 l\u1ec7 tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng t\u1eadt <\/li>\n<\/ul>\n\n\n\n\nTh\u01b0\u01a1ng t\u1eadt t\u1ea1m th\u1eddi: c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m theo t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh t\u1ea1i B\u1ea3ng t\u1ef7 l\u1ec7 tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng t\u1eadt ho\u1eb7c tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m theo chi ph\u00ed y t\u1ebf th\u1ef1c t\u1ebf, h\u1ee3p l\u00fd v\u00e0 chi ph\u00ed b\u1ed3i d\u01b0\u1ee1ng b\u1eb1ng 0,1% x s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m\/ng\u00e0y n\u1eb1m vi\u1ec7n tuy theo s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m m\u00e0 N\u0110BH tham gia. Trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p t\u1ed5ng s\u1ed1 ti\u1ec1n chi tr\u1ea3 kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m th\u01b0\u01a1ng t\u1eadt trong B\u1ea3ng t\u1ef7 l\u1ec7 tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng t\u1eadt <\/li>\n<\/ul>\n\n\n\n<\/span>3. Bi\u1ec3u ph\u00ed b\u1ea3o hi\u1ec3m<\/strong> <\/span><\/h2>\n\n\n\nD\u00e0nh cho xe m\u00e1y<\/strong><\/h3>\n\n\n\nM\u1ee9c tr\u00e1ch nhi\u1ec7m\/ng\u01b0\u1eddi\/v\u1ee5 <\/td> Ph\u00ed b\u1ea3o hi\u1ec3m (\u0111\u01a1n v\u1ecb: ngh\u00ecn VN\u0110) <\/td><\/tr> <\/td> PVI <\/td> VNI <\/td> B\u1ea3o Minh <\/td><\/tr> 10 tri\u1ec7u <\/td> 20 <\/td> 20 <\/td> 20 <\/td><\/tr> 20 tri\u1ec7u <\/td> 40 <\/td> – <\/td> 40 <\/td><\/tr> 50 tri\u1ec7u <\/td> 100 <\/td> – <\/td> 100 <\/td><\/tr> 100 tri\u1ec7u <\/td> 400 <\/td> – <\/td> 200 <\/td><\/tr> 200 tri\u1ec7u <\/td> 1.200 <\/td> – <\/td> – <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\nD\u00e0nh cho xe \u00f4 t\u00f4<\/strong>\u00a0(\u00c1p d\u1ee5ng cho xe \u00f4 t\u00f4 5 ch\u1ed7 ng\u1ed3i)<\/h3>\n\n\n\nM\u1ee9c tr\u00e1ch nhi\u1ec7m\/ng\u01b0\u1eddi\/v\u1ee5 <\/td> Ph\u00ed b\u1ea3o hi\u1ec3m (\u0111\u01a1n v\u1ecb: ngh\u00ecn VN\u0110) <\/td><\/tr> <\/td> PVI <\/td> VNI <\/td> B\u1ea3o Minh <\/td> MIC <\/td> BSH <\/td> Liberty <\/td> B\u1ea3o Vi\u1ec7t <\/td> AAA <\/td><\/tr> 10 tri\u1ec7u <\/td> 50 <\/td> 50 <\/td> 50 <\/td> 50 <\/td> 50 <\/td> 50 <\/td> – <\/td> 50 <\/td><\/tr> 20 tri\u1ec7u <\/td> 100 <\/td> 100 <\/td> 100 <\/td> 100 <\/td> 100 <\/td> 100 <\/td> – <\/td> 100 <\/td><\/tr> 50 tri\u1ec7u <\/td> 250 <\/td> 250 <\/td> 250 <\/td> 250 <\/td> 375 <\/td> 250 <\/td> 250 <\/td> 250 <\/td><\/tr> 100 tri\u1ec7u <\/td> 500 <\/td> 1.750 <\/td> 500 <\/td> – <\/td> 750 <\/td> 500 <\/td> 500 <\/td> 500 <\/td><\/tr> 200 tri\u1ec7u <\/td> 1.000 <\/td> 3.500 <\/td> – <\/td> – <\/td> – <\/td> – <\/td> 1.000 <\/td> 1.500 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\nM\u1ed9t trong nh\u1eefng \u0111i\u1ec3m n\u1ed5i b\u1eadt nh\u1ea5t c\u1ee7a B\u1ea3o hi\u1ec3m Tai n\u1ea1n NNTX\/ Tai n\u1ea1n LPX, NNTX ch\u00ednh l\u00e0 m\u1ee9c ph\u00ed c\u1ef1c k\u1ef3 th\u1ea5p, ch\u1ec9 t\u1eeb 0.1% tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m. So v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n kh\u00e1c tr\u00ean th\u1ecb tr\u01b0\u1eddng, ph\u00ed c\u1ee7a s\u1ea3n ph\u1ea9m n\u00e0y th\u1ea5p h\u01a1n t\u1eeb 2 \u0111\u1ebfn 3 l\u1ea7n, nh\u01b0ng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m l\u1ea1i v\u00f4 c\u00f9ng thi\u1ebft th\u1ef1c. <\/p>\n\n\n\n
V\u00ed d\u1ee5 minh h\u1ecda v\u1ec1 ph\u00ed b\u1ea3o hi\u1ec3m: <\/p>\n\n\n\n
\n\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m xe m\u00e1y:<\/strong> V\u1edbi m\u1ee9c tr\u00e1ch nhi\u1ec7m 50 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 cho 2 ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe, kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n \u0111\u00f3ng kho\u1ea3ng 100.000 \u0111\u1ed3ng\/n\u0103m. <\/li>\n<\/ul>\n\n\n\n\n\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m \u00f4 t\u00f4:<\/strong> V\u1edbi m\u1ee9c tr\u00e1ch nhi\u1ec7m 50 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 cho 5 ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe, ph\u00ed b\u1ea3o hi\u1ec3m c\u0169ng ch\u1ec9 t\u1eeb 250.000 \u0111\u1ed3ng\/n\u0103m. <\/li>\n<\/ul>\n\n\n\n<\/span>4. \u0110i\u1ec3m lo\u1ea1i tr\u1eeb<\/strong> <\/span><\/h2>\n\n\n\n\nTai n\u1ea1n ngo\u00e0i l\u00e3nh th\u1ed5 Vi\u1ec7t Nam. <\/li>\n<\/ul>\n\n\n\n\nNg\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m (N\u0110BH) c\u1ed1 \u00fd g\u00e2y thi\u1ec7t h\u1ea1i ho\u1eb7c th\u1ef1c hi\u1ec7n c\u00e1c h\u00e0nh vi tr\u00e1i quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt khi xe \u0111ang tham gia giao th\u00f4ng. <\/li>\n<\/ul>\n\n\n\n\nN\u0110BH \u0111i\u1ec1u khi\u1ec3n xe trong t\u00ecnh tr\u1ea1ng c\u00f3 n\u1ed3ng \u0111\u1ed9 c\u1ed3n trong kh\u00ed th\u1edf ho\u1eb7c s\u1eed d\u1ee5ng c\u00e1c ch\u1ea5t k\u00edch th\u00edch b\u1ecb c\u1ea5m theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt. <\/li>\n<\/ul>\n\n\n\n\nN\u0110BH \u0111i\u1ec1u khi\u1ec3n xe nh\u01b0ng kh\u00f4ng c\u00f3 GPLX h\u1ee3p l\u1ec7. <\/li>\n<\/ul>\n\n\n\n\nN\u0110BH t\u1eed vong ho\u1eb7c th\u01b0\u01a1ng t\u1eadt th\u00e2n th\u1ec3 do xe v\u1eadn chuy\u1ec3n c\u00e1c lo\u1ea1i h\u00e0ng h\u00f3a tr\u00e1i ph\u00e9p ho\u1eb7c kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 v\u1eadn chuy\u1ec3n, x\u1ebfp d\u1ee1. <\/li>\n<\/ul>\n\n\n\n\nN\u0110BH b\u1ecb t\u1eed vong, th\u01b0\u01a1ng t\u1eadt th\u00e2n th\u1ec3 do s\u1eed d\u1ee5ng xe \u0111\u1ec3 t\u1eadp l\u00e1i, tham gia ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao, \u0111ua xe. <\/li>\n<\/ul>\n\n\n\n\nXe kh\u00f4ng t\u1ef1 v\u1eadn h\u00e0nh m\u00e0 do m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c k\u00e9o, \u0111\u1ea9y g\u00e2y t\u1eed vong ho\u1eb7c th\u01b0\u01a1ng t\u1eadt th\u00e2n th\u1ec3 cho N\u0110BH, tr\u1eeb TH x\u1ea3y ra \u0111\u1ed1i v\u1edbi L\u00e1i xe m\u00e1y\/ m\u00f4 t\u00f4. <\/li>\n<\/ul>\n\n\n\n<\/span>5. Th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng (h\u1ed3 s\u01a1 c\u1ea7n chu\u1ea9n b\u1ecb, quy tr\u00ecnh x\u1eed l\u00fd)<\/strong> <\/span><\/h2>\n\n\n\nKhi x\u1ea3y ra s\u1ef1 c\u1ed1<\/strong> <\/h3>\n\n\n\n\nB\u01b0\u1edbc 1<\/strong>: Khi x\u1ea3y ra tai n\u1ea1n c\u1ea7n gi\u1eef nguy\u00ean hi\u1ec7n tr\u01b0\u1eddng, \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p c\u1ee9u ch\u1eefa th\u01b0\u01a1ng t\u1ed5n v\u1ec1 ng\u01b0\u1eddi v\u00e0 h\u1ea1n ch\u1ebf c\u00e1c t\u1ed5n th\u1ea5t, thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n. B\u00e1o ngay cho c\u1ea3nh s\u00e1t giao th\u00f4ng ho\u1eb7c c\u01a1 quan c\u00f4ng an, ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u1ec3 ph\u1ed1i h\u1ee3p gi\u1ea3i quy\u1ebft tai n\u1ea1n, g\u1ecdi ngay hotline tr\u00ean gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m th\u00f4ng b\u00e1o t\u1ed5n th\u1ea5t v\u00e0 nh\u1eadn h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3. <\/li>\n<\/ul>\n\n\n\n\nB\u01b0\u1edbc 2<\/strong>: Thu th\u1eadp v\u00e0 g\u1eedi h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng <\/li>\n<\/ul>\n\n\n\nH\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng<\/strong> <\/h3>\n\n\n\n\nGi\u1ea5y YCBT theo m\u1eabu <\/li>\n<\/ol>\n\n\n\n\nH\u1ed3 s\u01a1 li\u00ean quan \u0111\u1ebfn xe, l\u00e1i xe <\/li>\n<\/ol>\n\n\n\n\nT\u00e0i li\u1ec7u ch\u1ee9ng m\u00ecnh thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi <\/li>\n<\/ol>\n\n\n\n\nT\u00e0i li\u1ec7u ch\u1ee9ng m\u00ecnh thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n <\/li>\n<\/ol>\n\n\n\n\nB\u1ea3n sao c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan c\u1ee7a c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n <\/li>\n<\/ol>\n\n\n\n\nBi\u00ean b\u1ea3n gi\u00e1m \u0111\u1ecbnh t\u1ed5n th\u1ea5t <\/li>\n<\/ol>\n\n\n\n<\/span>6. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p v\u00ed d\u1ee5 m\u00e0 B\u1ea3o hi\u1ec3m Tai n\u1ea1n NNTX\/ Tai n\u1ea1n LPX, NNTX chi tr\u1ea3 quy\u1ec1n l\u1ee3i:<\/strong> <\/span><\/h2>\n\n\n\nV\u00ed d\u1ee5 1<\/strong>: <\/h3>\n\n\n\nAnh A tham gia b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c xe m\u00e1y<\/strong> v\u00e0 mua th\u00eam b\u1ea3o hi\u1ec3m Tai n\u1ea1n NNTX\/ Tai n\u1ea1n LPX, NNTX <\/strong>v\u1edbi m\u1ee9c tr\u00e1ch nhi\u1ec7m 200 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5. <\/p>\n\n\n\nV\u00e0o ng\u00e0y 15\/05 \/2025, tr\u00ean \u0111\u01b0\u1eddng \u0111i l\u00e0m, anh A ch\u1ea1y xe kh\u00f4ng \u0111\u00fang l\u00e0n \u0111\u01b0\u1eddng quy \u0111\u1ecbnh v\u00e0 va ch\u1ea1m v\u1edbi m\u1ed9t xe \u00f4 t\u00f4 c\u00f9ng chi\u1ec1u (l\u1ed7i ho\u00e0n to\u00e0n thu\u1ed9c v\u1ec1 anh A). V\u1ee5 tai n\u1ea1n khi\u1ebfn xe \u00f4 t\u00f4 b\u1ecb m\u00f3p m\u00e9o ph\u1ea7n th\u00e2n, thi\u1ec7t h\u1ea1i \u01b0\u1edbc t\u00ednh 30 tri\u1ec7u \u0111\u1ed3ng. Xe m\u00e1y c\u1ee7a anh A h\u01b0 h\u1ecfng n\u1eb7ng, b\u1ea3n th\u00e2n anh A b\u1ecb g\u00e3y ch\u00e2n, ph\u1ea3i c\u1ea5p c\u1ee9u v\u00e0 \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n trong 5 ng\u00e0y, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb 15 tri\u1ec7u \u0111\u1ed3ng. <\/p>\n\n\n\n
Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, b\u1ea3o hi\u1ec3m chi tr\u1ea3 nh\u01b0 sau: <\/p>\n\n\n\n
\nB\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c xe m\u00e1y<\/strong> chi tr\u1ea3: <\/li>\n<\/ul>\n\n\n\n\n30 tri\u1ec7u \u0111\u1ed3ng<\/strong> cho thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p n\u00e0 l\u00e0 v\u1ec1 t\u00e0i s\u1ea3n) c\u1ee7a b\u00ean th\u1ee9 ba (xe \u00f4 t\u00f4). <\/li>\n<\/ul>\n\n\n\n\nKh\u00f4ng chi tr\u1ea3<\/strong> cho thi\u1ec7t h\u1ea1i xe m\u00e1y c\u1ee7a anh A, v\u00ec b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c ch\u1ec9 b\u1ea3o hi\u1ec3m cho ph\u1ea7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe (b\u1ed3i th\u01b0\u1eddng c\u00e1c thi\u1ec7t h\u1ea1i m\u00e0 ch\u1ee7 xe g\u00e2y ra cho b\u00ean th\u1ee9 ba). <\/li>\n<\/ul>\n\n\n\n\nB\u1ea3o hi\u1ec3m Tai n\u1ea1n NNTX <\/strong>chi tr\u1ea3: <\/li>\n<\/ul>\n\n\n\n\n15 tri\u1ec7u \u0111\u1ed3ng<\/strong> cho ph\u1ea7n th\u01b0\u01a1ng t\u1eadt g\u00e3y ch\u00e2n c\u1ee7a anh A (thanh to\u00e1n theo chi ph\u00ed y t\u1ebf th\u1ef1c t\u1ebf). <\/li>\n<\/ul>\n\n\n\n\n3.000.000 \u0111\u1ed3ng<\/strong> tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n (t\u00ednh theo c\u00f4ng th\u1ee9c 0,1% x 200 tri\u1ec7u \u0111\u1ed3ng\/ng\u00e0y x 15 ng\u00e0y). <\/li>\n<\/ul>\n\n\n\nT\u1ed5ng c\u1ed9ng, anh A \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3: <\/p>\n\n\n\n
\n30 tri\u1ec7u \u0111\u1ed3ng<\/strong> t\u1eeb b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c. <\/li>\n<\/ul>\n\n\n\n\n18.000.000 \u0111\u1ed3ng<\/strong> t\u1eeb b\u1ea3o hi\u1ec3m Tai n\u1ea1n ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe. <\/li>\n<\/ul>\n\n\n\nV\u00ed d\u1ee5 2<\/strong>: <\/h3>\n\n\n\nM\u1ed9t kh\u00e1ch h\u00e0ng t\u00ean l\u00e0 ch\u1ecb B<\/strong> \u0111\u00e3 tham gia B\u1ea3o hi\u1ec3m Tai n\u1ea1n LPX, NNTX <\/strong>cho xe \u00f4 t\u00f4 c\u1ee7a gia \u0111\u00ecnh v\u1edbi m\u1ee9c tr\u00e1ch nhi\u1ec7m 100 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5<\/strong>, \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe (bao g\u1ed3m c\u1ea3 l\u00e1i xe v\u00e0 h\u00e0nh kh\u00e1ch). <\/p>\n\n\n\nV\u00e0o ng\u00e0y 10\/07\/2025, khi \u0111ang l\u01b0u th\u00f4ng tr\u00ean \u0111\u01b0\u1eddng, xe \u00f4 t\u00f4 c\u1ee7a ch\u1ecb B b\u1ea5t ng\u1edd b\u1ecb m\u1ed9t xe t\u1ea3i t\u00f4ng tr\u00fang t\u1eeb ph\u00eda sau t\u1ea1i ng\u00e3 t\u01b0. V\u1ee5 tai n\u1ea1n khi\u1ebfn xe \u00f4 t\u00f4 c\u1ee7a ch\u1ecb B h\u01b0 h\u1ecfng n\u1eb7ng ph\u1ea7n \u0111u\u00f4i xe. M\u1ed9t h\u00e0nh kh\u00e1ch ng\u1ed3i h\u00e0ng gh\u1ebf sau (ch\u1ecb C) b\u1ecb th\u01b0\u01a1ng nghi\u00eam tr\u1ecdng, \u0111\u01b0\u1ee3c \u0111\u01b0a \u0111i c\u1ea5p c\u1ee9u v\u00e0 \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n. Sau qu\u00e1 tr\u00ecnh gi\u00e1m \u0111\u1ecbnh y t\u1ebf, ch\u1ecb C \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng v\u0129nh vi\u1ec5n 85%<\/strong>, t\u1ee9c l\u00e0 m\u1ea5t to\u00e0n b\u1ed9 kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng<\/strong>. <\/p>\n\n\n\nTheo quy \u0111\u1ecbnh c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Tai n\u1ea1n LPX, NNTX<\/strong> m\u00e0 ch\u1ecb B \u0111\u00e3 tham gia, tr\u01b0\u1eddng h\u1ee3p h\u00e0nh kh\u00e1ch b\u1ecb th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n<\/strong> (t\u1ee9c t\u1ef7 l\u1ec7 suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng t\u1eeb 81% tr\u1edf l\u00ean<\/strong>) s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 100% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/strong> ghi tr\u00ean h\u1ee3p \u0111\u1ed3ng. <\/p>\n\n\n\nV\u00ec m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m ch\u1ecb B l\u1ef1a ch\u1ecdn l\u00e0 100 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5<\/strong>, n\u00ean ch\u1ecb C \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m 100 tri\u1ec7u \u0111\u1ed3ng<\/strong>. <\/p>\n\n\n\nC\u00e1c v\u00ed d\u1ee5 tr\u00ean cho th\u1ea5y t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c tham gia B\u1ea3o hi\u1ec3m Tai n\u1ea1n LPX, NNTX <\/strong>khi s\u1edf h\u1eefu \u00f4 t\u00f4. Ch\u1ec9 v\u1edbi chi ph\u00ed t\u1eeb v\u00e0i tr\u0103m ngh\u00ecn \u0111\u1ed3ng m\u1ed7i n\u0103m<\/strong>, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc tr\u00ean h\u00e0nh tr\u00ecnh, \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi th\u00e2n v\u00e0 h\u00e0nh kh\u00e1ch \u0111i c\u00f9ng xe. <\/p>\n\n\n\nB\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"Xe m\u00e1y v\u00e0 \u00f4 t\u00f4 l\u00e0 nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n di chuy\u1ec3n ch\u1ee7 y\u1ebfu c\u1ee7a ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam. Tuy nhi\u00ean, c\u00f9ng v\u1edbi m\u1eadt \u0111\u1ed9 ph\u01b0\u01a1ng ti\u1ec7n ng\u00e0y c\u00e0ng gia t\u0103ng […]<\/p>\n","protected":false},"author":2,"featured_media":780,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/posts\/777"}],"collection":[{"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/comments?post=777"}],"version-history":[{"count":2,"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/posts\/777\/revisions"}],"predecessor-version":[{"id":782,"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/posts\/777\/revisions\/782"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/media\/780"}],"wp:attachment":[{"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/media?parent=777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/categories?post=777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pro.saladin.vn\/cong-tac-vien\/wp-json\/wp\/v2\/tags?post=777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}